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LOAN PROGRAMS

Home Loan

To provide you with the BEST loan program and rate available to you, we need to review as much information as possible. Often, a self employed borrower may qualify under a full doc program by verifying income with 12 months of bank statements. So please take the time to submit the following information and you may be able to lower the interest rate on your loan and save money on your monthly payments.

Speed up your loan closing by providing the following:

If you are an employee:
  • Completed loan application
  • Signed disclosures
  • 2 Years tax returns including W-2 forms
  • 3 Months bank statements from all bank accounts
  • 2 of your most recent paycheck stubs (for borrower and co-borrower)
If you are self employed:
  • Completed loan application
  • Signed disclosures
  • 2 years tax returns business and personal
  • 12 Months bank statements business and personal
  • Copies of last 2 years business license
  • YTD Business Profit and Loss statement (please sign the bottom and date)
If you are refinancing your present home please also include:
  • Copy of homeowner insurance declaration page
  • Copy of last statement from current mortgage

If you are purchasing a home please also provide:

  • Name address and phone number of your landlord (if currently renting)
  • Canceled checks or receipts for last 12 months rent payments
  • Copy of Purchase Contract
  • Name, address and phone number of your real estate agent
  • Name, address and phone number of your escrow officer

*IMPORTANT!

ONCE YOUR ONLINE INFORMATION IS RECEIVED AND QUICKLY PROCESSED YOU WILL RECEIVE A GOOD FAITH ESTIMATE OF COSTS ALONG WITH A RETURN ENVELOPE TO REMIT THE ABOVE REQUESTED INFORMATION. YOU MAY SUBMIT ORIGINALS AND THEY WILL BE QUICKLY COPIED AND RETURNED TO YOU, OR YOU MAY SUBMIT COPIES.

Mexico Home Loans :

    • All loans for Mexico must be full document
    • Loans on Bank Trust or Mexican National Deeds only

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